7 Essential Insights About AARP Dental Implants: Save Money and Protect Your Smile

What You Should Know About AARP Dental Implants

Dental implants are often seen as the ultimate solution for missing teeth. But for seniors on a budget, the cost of dental implants can be overwhelming.

That’s where AARP dental plans come into play, offering potential solutions that make dental implants more affordable.

If you’re wondering how AARP can help reduce the financial burden of dental implants, you’re in the right place. Let’s explore the benefits, costs, and how these plans could be your key to maintaining a healthy smile.

1. What Are Dental Implants and Why Are They Important?

Dental implants are a durable and natural-looking solution for tooth replacement. They consist of a titanium post inserted into the jawbone, acting as a root to support artificial teeth. This method restores the function and aesthetics of a natural tooth while preventing bone loss—a common problem with missing teeth.

But here’s the catch: implants are not cheap, ranging between $3,000 and $6,000 per tooth, making affordability a major concern for many, especially seniors. That’s why many are turning to dental insurance plans, like those offered by AARP, for financial relief.

2. Why Choose AARP for Dental Implants?

AARP collaborates with Delta Dental, offering comprehensive plans that may help reduce the cost of dental procedures like implants. Whether you need coverage for preventive care, simple procedures, or major dental work, these plans provide affordable access to essential dental care.

Some of the reasons why AARP dental plans are attractive for seniors include:

• Flexible options like PPO and DHMO plans
• Coverage for major treatments, including crowns and implants (depending on the plan)
• Lower premiums than many other private dental insurance providers

Example Coverage: A PPO plan under AARP may cover up to 50% of the implant cost after the initial waiting period​ Plans for individuals and groups.

3. How Much Do AARP Dental Implants Cost?

The cost of dental implants can vary widely based on the type of implant, the clinic, and your insurance plan. Here’s a comparison:

Procedure	Cost Without AARP Plan	Cost with AARP Plan (50% Coverage)
Single Tooth Implant	$3,000 – $6,000	$1,500 – $3,000
All-on-4 Full Mouth Implants	$15,000 – $30,000	$7,500 – $15,000
Bone Graft (if necessary)	$300 – $3,000	$150 – $1,500

The table above shows the cost breakdown for various implant procedures. AARP members can benefit from reduced out-of-pocket expenses when using an approved network dentist.

4. Who Is Eligible for AARP Dental Plans?

AARP dental insurance is available to members of AARP, which is typically open to individuals aged 50 and above. AARP members can choose between PPO and DHMO plans, each offering different levels of flexibility and coverage.

• PPO Plans allow you to choose any dentist, but provide better rates within their network.
• DHMO Plans are more cost-effective, but you must choose a dentist within their network for treatment.

5. Coverage and Waiting Periods for Implants

Understanding the coverage and waiting periods is crucial when considering an AARP dental plan. While most preventive care services (like cleanings) have no waiting period, more complex procedures such as implants typically require a waiting period of 9 to 12 months.

Procedure	Waiting Period (PPO)	Waiting Period (DHMO)
Cleanings	None	None
Fillings	None	None
Dental Implants	9-12 months	Not covered

A PPO plan with AARP offers up to 50% coverage for implants after the waiting period, making it more affordable than paying out of pocket​.

6. Health Considerations Before Getting Implants

Not all candidates are suitable for dental implants, especially seniors with specific health conditions. For example, people with diabetes or osteoporosis might face complications during the healing process due to slower bone regeneration. It’s essential to consult with a dental professional to understand whether you’re an ideal candidate.

Other factors that may impact your candidacy include:

• Gum disease: Healthy gums are a prerequisite for implants.
• Bone density: If your jawbone isn’t strong enough, a bone graft might be necessary, increasing the cost and recovery time.
• Tobacco use: Nicotine can slow healing and contribute to implant failure​ AARP.

7. Is an Implant Always the Best Option?

Dental implants are a fantastic solution, but they may not always be the best choice depending on your situation. There are alternatives that can also restore your smile, including bridges and dentures. Here’s a quick comparison:

Treatment	Implants	Bridges	Dentures
Durability	15+ years	7-10 years	5-8 years
Bone Loss Prevention	Yes	No	No
Cost	$$$	$$	$
Maintenance	Low	Medium	High

While dental implants are generally considered the most durable and natural-looking option, they may not always be the best fit depending on your health, budget, and personal needs​.

Final Thoughts: Making the Right Decision

Choosing dental implants is a big decision, especially for seniors balancing health and financial considerations. Fortunately, AARP dental plans provide a path to affordability, making implants a realistic option for many. Whether you need a single implant or a full-mouth restoration, taking the time to review your plan’s waiting periods, coverage, and health requirements can ensure you make the right choice for your smile.

Looking for more details? Be sure to check out AARP’s dental insurance options for full coverage details and to find a plan that suits your needs​ Plans for individuals and groups​